Tex-Mex Dip

1 large can refried beans
Fresh chopped tomatoes
1 can chopped black olives
1 chopped red or yellow bell pepper
5 chopped scallions, including tops
1 cup homemade or bottled green chile salsa
1 can diced green chiles
1 container avocado dip or fresh guacamole
8 ounces sour cream
Shredded Longhorn or Cheddar cheese

Layer the ingredients in the order given in a 13 x 9-inch dish. Refrigerate until serving time.